Homeowners

Protecting your investment and securing your future through comprehensive support and assistance programs.

California Mortgage Relief Program

Description: Support for COVID-19-related financial hardships

Services: Free legal assistance available through June 2025

Contact: 1-888-840-2594

Website: camortgagerelief.org

Eligibilty Requirements:

Must own and occupy one property as primary residence

Income at or below 100% of area median income

Must be single-family home, condo, or permanently affixed manufactured home

Must provide documentation of financial hardship

Property must be in California

Disaster Recovery Program

FHA 203(h) Disaster Loan ProgramDescription: Government-backed mortgage insurance for disaster-affected homes

Eligibility:

Must be in a federally declared disaster areaPrevious residence (owned or rented) must have been destroyed or damagedMust apply within one year of disaster declarationCredit requirements more flexible than traditional FHA loansNo down payment required

Disaster Recovery Program